The new CPP: Take it now or leave it for later?

Before you can decide what’s the best choice for you (and your spouse or partner, if you have one), you need to assess what the CPP changes really mean in terms of the CPP benefit you can receive. Keep in mind that changes are being phased in – all changes will be fully effective by 2016 at the latest. What …

Is Conservative Investing Right For You?

Rules for investing often fluctuate and change but there is one that has stood the test of time: the older a client gets the more conservative they become. It’s easy to understand why this happens, retirees need their savings to last and they’re not willing to risk losing their money. At the same time, this is one rule that can …